TTobyAI

What TobyAI covers

PAYG withholding

Withholding and instalments from the ATO's own scales, so a pay run and an instalment notice can be checked against the published figure.

What you get

Withholding on a payment computed from the annual resident scale the ATO publishes, with the bracket it fell in named.

The no-ABN withholding rate and the instalment entry threshold, held as data with the ATO page and date each came from.

Instalment questions answered from the Taxation Administration Act schedules and the ATO's PAYG instalment guidance.

Sources
Taxation Administration Act 1953, Schedule 1
Federal Register of Legislation.
ATO tax rates for Australian residents
Attested 31 August 2026 for 2025-26 and 2026-27.
ATO withholding if ABN not provided, starting PAYG instalments, and instalment calculation pages
Retrieved with the page date the ATO prints.
How you reach it

Payday readiness and remediation tools in the portal.

Research over the Act, the schedules and the ATO pages.

How every figure is made

Calculated from rates and thresholds TobyAI holds with their source, the date they were checked and who signed them off. AI never decides a rate, a threshold, a date or a legal position.

Your data stays in Sydney. No name, tax file number, bank detail or salary reaches an AI provider, and nothing you send is used to train a model.

Status

Rate tables attested for 2025-26 and 2026-27 on the annual scale basis the Compliance Lead chose. Per-period withholding tables are not held.

Also covered

Launching 1 October: tax, super and payroll

1 October to 31 December: the rest

Then workplace health and safety, privacy, AML/CTF, Corporations Act and ASIC obligations, workers' compensation, the remaining awards, state land tax and duties, fuel tax credits and financial planning. The full order.

Ask it about your own numbers

Launching 1 October 2026. Sign up before launch for the founding rate.

Sign up now