What Toby covers
PAYG withholding
Withholding and instalments from the ATO's own scales, so a pay run and an instalment notice can be checked against the published figure.
Withholding on a payment computed from the annual resident scale the ATO publishes, with the bracket it fell in named.
The no-ABN withholding rate and the instalment entry threshold, held as data with the ATO page and date each came from.
Instalment questions answered from the Taxation Administration Act schedules and the ATO's PAYG instalment guidance.
- Taxation Administration Act 1953, Schedule 1
- Federal Register of Legislation.
- ATO tax rates for Australian residents
- Attested 31 August 2026 for 2025-26 and 2026-27.
- ATO withholding if ABN not provided, starting PAYG instalments, and instalment calculation pages
- Retrieved with the page date the ATO prints.
Payday readiness and remediation tools in the portal.
Research over the Act, the schedules and the ATO pages.
Calculated from rates and thresholds Toby holds with their source, the date they were checked and who signed them off. AI never decides a rate, a threshold, a date or a legal position.
Your data stays in Sydney. No name, tax file number, bank detail or salary reaches any AI provider, and nothing you send is used to train a model.
Status
Rate tables attested for 2025-26 and 2026-27 on the annual scale basis the Compliance Lead chose. Per-period withholding tables are not held.
Also covered
Core, now live: tax, super and payroll
What does Toby answer about PAYG withholding?
Ask it about your own numbers
Core is live. Every account starts with a 14-day trial, with no card required.
No card is needed during the 14-day trial.