The figure, the working, and the law that says so

Ask the question the way you would ask a colleague: what is withheld from this pay, what payroll tax is due in Queensland on these wages, how much of this redundancy is tax free. You get the figure, the working, the section or award clause, and the version of the law that applied on that date.

Some questions need a judgement first: employee or contractor, genuine redundancy or not. There, Toby shows you the test and the citation and stops. You make the call, and the figure follows from it. If Toby does not hold the law for a date or a state, it says so instead of guessing.

Your software records, reconciles, pays and lodges. Toby reads from it and checks the figures against the law in force on that date. It keeps no ledger, runs no payroll and never lodges. The FAQ sets out who does what.

Every rate, threshold and date Toby uses is kept with its source and the date it was checked. Where a tool uses an attested schedule, the schedule records the Compliance Lead's attestation. AI does not do the arithmetic; it explains the result in plain language.

When a rate changes, Toby keeps the old figure and its source for past periods. Each answer names the source and date and says whether the schedule behind the calculation is attested, so you can see what Toby holds for the period you asked about. The Security page has the detail.

Held in Sydney and never used to train a model. Tax file numbers, bank details, salaries, staff names and organisation identifiers never reach AI. How that is held.

We are a small Australian team in Sydney. TobyAI is the business behind Toby. Where a tool uses an attested schedule, the Compliance Lead's attestation is recorded there. Each answer shows its source and whether its schedule is attested.

Income tax, GST and BAS, PAYG withholding, super guarantee, termination and redundancy, payroll tax, long service leave and the FBT return workpaper. See the full list. Every tool is included in one plan, priced per client. The free Health Check is open now.

Disagree with a figure? Write to hello@tobyai.io. A person reads it.