What TobyAI covers

Income tax

A tax position for a business or an individual, computed from the resident scales and cited to the Income Tax Assessment Acts, with the working shown.

What you get

Baseline tax, an optimised position and the saving between them, each figure calculated and shown with its working and source.

The legitimate levers that produce the saving, named with the provision each rests on, for you to accept or strike out.

A research answer on a section, a ruling or a Division 7A question, quoted from the instrument as at the date you ask about.

Sources

Income Tax Assessment Act 1997 and Income Tax Assessment Act 1936: Federal Register of Legislation, every compilation in force across the years TobyAI computes, so an as-at question is answered from the right one.
Taxation Administration Act 1953: Federal Register of Legislation.
ATO rulings, determinations and guidance: Retrieved from ato.gov.au with the page date the ATO prints, kept beside the figure.
Resident tax scales: Compliance Lead attested against the ATO tax rates page on 31 August 2026.

How you reach it

Tax position forecaster and optimiser in the portal, and from an AI assistant you already run.

Research, asked in plain language or as at a date.

How every figure is made

Calculated from rates and thresholds TobyAI holds with their source, the date they were checked and who signed them off. AI never decides a rate, a threshold, a date or a legal position.

Your data stays in Sydney. No name, tax file number, bank detail or salary reaches an AI provider, and nothing you send is used to train a model.

Status

Rate tables attested. The hosted forecaster moves onto the attested rate table before it is sold as live; until then a result says on its face which rate table it came from and whether it is verified.

Also covered

Launching 1 October: tax, super and payroll

Income tax GST and BAS PAYG withholding Super guarantee Payroll tax 26 FairWork awards Termination and redundancy

1 October to 31 December: the rest

Fringe benefits tax

Then workplace health and safety, privacy, AML/CTF, Corporations Act and ASIC obligations, workers' compensation, the remaining awards, state land tax and duties, fuel tax credits and financial planning. The full order.

Ask it about your own numbers

Launching 1 October 2026. Sign up before launch for the founding rate.

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