What Toby covers
Income tax
A tax position for a business or an individual, computed from the resident scales and cited to the Income Tax Assessment Acts, with the working shown.
Baseline tax, an optimised position and the saving between them, each figure calculated and shown with its working and source.
The legitimate levers that produce the saving, named with the provision each rests on, for you to accept or strike out.
A research answer on a section, a ruling or a Division 7A question, quoted from the instrument as at the date you ask about.
- Income Tax Assessment Act 1997 and Income Tax Assessment Act 1936
- Federal Register of Legislation, every compilation in force across the years Toby computes, so an as-at question is answered from the right one.
- Taxation Administration Act 1953
- Federal Register of Legislation.
- ATO rulings, determinations and guidance
- Retrieved from ato.gov.au with the page date the ATO prints, kept beside the figure.
- Resident tax scales
- Compliance Lead attested against the ATO tax rates page on 31 August 2026.
Tax position forecaster and optimiser in the portal, and from your own AI assistant.
Research, asked in plain language or as at a date.
Calculated from rates and thresholds Toby holds with their source, the date they were checked and who signed them off. AI never decides a rate, a threshold, a date or a legal position.
Your data stays in Sydney. No name, tax file number, bank detail or salary reaches any AI provider, and nothing you send is used to train a model.
Status
Rate tables attested. The hosted forecaster moves onto the attested rate table before it is sold as live; until then a result says on its face which rate table it came from and whether it is verified.
Also covered
Core, now live: tax, super and payroll
What does Toby answer about income tax?
Ask it about your own numbers
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