Toby is an intelligent financial operating system built for Australian businesses with $5M–$100M revenue and 10–200 staff — automating compliance, cash flow, payroll, and reporting so your team can focus on growth.
Beta launching in 6 months · 100 beta spots available · Free for 3 months
A full-stack AI-native ERP — every module built for Australian compliance from day one.
Specialist agents for reconciliation, AP/AR, payroll, forecasting, BAS/GST, and more — working quietly in the background.
Proactive nightly insights and on-demand analysis. Ask anything in plain English — get board-ready answers instantly.
Transactions categorised, matched, and reconciled automatically. Exceptions flagged for human review only.
Automated BAS preparation, PAYG withholding, super, and TPAR — handled end to end.
STP2-ready payroll. Pay runs, leave, entitlements, and compliance in one place.
OCR invoice capture, automated approvals, AR follow-ups, and a debt collection agent that never sleeps.
Asset registers and FIFO inventory tracking built directly into the ledger.
Job costing, timesheets, resource management, and revenue recognition.
Rolling cash flow forecasts powered by AI — surfacing risks and opportunities before they become problems.
AES-256, TLS 1.3, RBAC, and a full immutable audit trail — your data hosted in Australia.
A deterministic rules engine handles every financial calculation. AI sits above it — adding intelligence without ever touching your ledger.
Link bank accounts, import your chart of accounts, and set up your team with role-based access in minutes.
All financial calculations, journal entries, and ATO compliance logic run deterministically — no AI inference on your numbers.
17+ specialist agents monitor, reconcile, forecast, and flag exceptions — never writing directly to your ledger.
Review AI recommendations, approve exceptions, and ask questions in plain English. Toby surfaces insight — you make the call.
Register your interest now. We'll be in touch when your spot opens.
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